affordable life insurance for diabetics
http://www.alifetimeinsurance.com/
You can get life insurance without a medical exam, but you will likely have to complete a diabetic questionnaire. Typically, if you have Type 2 diabetes you’ll have an easier time finding this no-exam option. Keep in mind that any life insurance policy that doesn’t require a medical exam is always more expensive than a life insurance policy that requires one. The premiums will be pricier because the insurance company is not able to measure your risk factors accurately.
Being truthful on your medical exam and giving accurate information about your diabetes to your insurance company is important. Life insurance is subject to a two-year contestability period. The life insurance company can perform an investigation into your medical and health history and can cancel your policy if have falsified answers on your application.
Similarly, if you were to die during this contestability period and the life insurance company discovered you were deceitful about your diabetes during the application process, the insurance company may deny the payment of benefits to your beneficiary.
You can get life insurance without a medical exam, but you will likely have to complete a diabetic questionnaire. Typically, if you have Type 2 diabetes you’ll have an easier time finding this no-exam option. Keep in mind that any life insurance policy that doesn’t require a medical exam is always more expensive than a life insurance policy that requires one. The premiums will be pricier because the insurance company is not able to measure your risk factors accurately.
Being truthful on your medical exam and giving accurate information about your diabetes to your insurance company is important. Life insurance is subject to a two-year contestability period. The life insurance company can perform an investigation into your medical and health history and can cancel your policy if have falsified answers on your application.
Similarly, if you were to die during this contestability period and the life insurance company discovered you were deceitful about your diabetes during the application process, the insurance company may deny the payment of benefits to your beneficiary.
